Talk to an underwriter, not a call center.
Call (888) 896-5559, Monday to Friday, 9:00 AM to 7:00 PM ET. Offices at 9719 S Dixie Hwy #8, Miami, FL 33156.
Apply
Four minutes and three months of bank statements. Offer in about four business hours.
Partners
Signed application + 3 months of statements, submitted through the partner portal.
Naptime Capital
9719 S Dixie Hwy #8
Miami, FL 33156
Fastest way to get an answer
If you want a number, apply — it takes four minutes and you’ll have an offer in about four business hours. If you want to talk through which product fits before you apply, call. Either way you get a person who can read a bank statement.
What to have ready when you call
Your legal entity name and EIN, roughly what you deposit in a month and how much of it is subsidy or voucher, how long you’ve been open, your licensed capacity, what the money is for, and whether you currently have any advances or loans outstanding. That’s enough for us to tell you what’s realistic in about five minutes.
We will call you. Naptime Capital does not run automated email sequences. Put a number you actually answer on your application — a cell, not the front desk during pickup — and a person who can read a bank statement calls you back.
Get a call back
The fastest way to a call is the four-minute application. Once it’s in, an underwriter calls you with a real number, usually in about four business hours.
Start your application →Rather talk first? Call (888) 896-5559, Monday to Friday 9:00 AM to 7:00 PM ET.
Getting hold of us.
What are Naptime Capital’s hours?
Monday to Friday, 9:00 AM to 7:00 PM ET. The phone number is (888) 896-5559.
Where is Naptime Capital located?
9719 S Dixie Hwy #8, Miami, FL 33156. Naptime Capital funds child care businesses in all 50 states.
How do ISO partners submit a file?
Through the partner portal: the signed application and three months of business bank statements. See the partner program for commission terms.
Will I get an email with next steps?
No. Naptime Capital does not run automated email sequences. Confirmation is on screen, and a person calls you at the number you gave us — usually within one business hour during weekday hours.
Or skip the call and get a real number.
Four minutes, three bank statements, an offer in about four business hours.